Ed's Posts
Thought for the day, plus some posts of interest!
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“Happiness is like a kiss. You must share it to enjoy it.” - Bernard Meltzer
"Don't fear change. You may lose something good, but you may also gain something great." - Anonymous
Find out what your risk tolerance is, meaning how much of an investment loss can you take before getting sick to your stomach! Look at the chart below or go here to see how much a stock to bond allocation gives you of an annual drawdown you can stomach. Also notice the amount of returns that each allocation gives you. You can get a better idea here of what your portfolio monthly drawdown would have been if you back test your portfolio.  Why? Because of Xfinity Mobile! If you have Comcast internet, you can sign up for their mobile phone service. We had Verizon Wireless for many years and were paying $81.44/month with tax and fees for a plan where my wife and I shared 3 gigs. We only used about 1-2 gigs a month. With Xfinity Mobile you get free talk and text, and can either pay by the gig at $12/gig, or go unlimited for $45/line. We chose to share and pay by the gig. Plus unlike Verizon there is no line fee (we were paying $20/line, plus the cost of the gig plan). So after 2 months of us being more conscious of how we use our phones when not on Wi-Fi (we together used less than 1 gig a month) we have cell phone bills of $15.51/month including tax and fees! What a win! Savings of almost $66/month! Xfinity Mobile uses Verizon towers and we found no difference in service! So, I don't mind now paying for Comcast's costly internet, but still hate their cable TV service and won't ever go back since we gave that up years ago and now use a free HDTV antenna and stream Hulu and Netflix.
“Let’s all be masters of our mouths, so that we won’t be slaves of our words.” – Unknown
“Our fatigue is often caused not by work, but by worry, frustration and resentment.” - Dale Carnegie
The S&P pulled back this past week until Friday then looks to have broken out of that range on Friday. It looks to have formed a cup with handle pattern (see chart below). Usually the uptrend continues when the handle channel is broken to the upside, so we'll see if the pattern plays out next week.  “The love and attention you always thought you wanted from someone else, is the love and attention you first need to give to yourself.” ~ Bryant McGillns
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January 2021
Disclaimer: Information on this website is to be used for educational purposes only. Information found here are personal opinions and not advice from a professional financial advisor or broker. All trading and investing comes with risk!
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